4-Point Inspection

Trade Wind 4 – Point Inspections

A four-point Inspection is often required when obtaining a new homeowners insurance policy or renewing an existing policy.  The 4-point insurance inspection includes a limited scope evaluation of the following four systems:

(1) roofing
(2) electrical
(3) heating-air conditioning
(4) plumbing

The focus of the inspection is to determine the approximate age, components, and general condition of these systems.  Note: this type of insurance inspection should not be confused with a “standard home inspection” which is more comprehensive in regards to both detail and scope.  Furthermore, there are many insurance companies and each inspection requirement can vary and change at any time.  You should consult with your insurance provider concerning any specific requirements.